Six Month Insolvency Report Bank of New Zealand and all Associated Parties

Notice to All Insolvent Parties and Successors That Is Now Six Months Since Declared Insolvent

Click here for full report including exhibits showing amount owed: Six Month Report Insolvency Bank of New Zealand and All Associated Parties 23 march 2026

All of the following individuals and corporations were made insolvent on the 15^th day of September 2025

1. That the Royal Court of New Zealand and Highest Court of Terra Earth received notice from the claimant Tara of the House of Buchanan that the BANK OF NEW ZEALAND with company number 428849 and nzbn number 9429039342188 and the seven directors had until 5pm on the tenth day of September 2025 to rebut the serious claims of harm against Tara Buchanan or make payment of 7,282 ten ounce 0.9999 gold bullion bars to the service address of the claimant by 12th September 2025 and if non rebuttal and no payment was received a liquidation hearing of the BANK OF NEW ZEALAND and its directors was scheduled for Monday 15 September 10.00am. Each of the named debtors and defendants have made themselves personally liable for this debt due to failure of fiduciary duty of care; and
2. The directors of the parent corporations were informed that in the event of non-payment and no point by point rebuttal by the directors of BANK OF NEW ZEALAND that the claimants also had right of claim off the parent and associated corporations listed at the top of this notice being BNZ FACILITIES MANAGEMENT, BNZ INVESTMENTS, BNZ INTERNATIONAL FUNDING, NATIONAL AUSTRALIA MANAGERS, NATIONAL AUSTRALIA GROUP (NZ), NATIONAL EQUITIES, FIRSTCAPE GROUP, BNZ INVESTMENT SERVICES, HARBOUR ASSET MANAGEMENT, SPONG BNZ INVESTMENT SERVICES NOMINEES, BNZ BRANCH PROPERTIES , BNZ PROPERTY INVESTMENTS, BNZ EQUITY INVESTMENTS NO.2, THE NEW ZEALAND GUARDIAN TRUST COMPANY, NZGT HOLDING COMPANY, NZGT (BNZ) SECURITY TRUSTEE, TRICOR NEW ZEALAND HOLDING, TRIVIUM INVESTMENT HOLDING, VISTRA (AUSTRALIA) PTY LTD ACN:616970711, and any other corporation or entity found during the process of discovery; and
3. All of the above debtors and defendants were also informed that summary judgement was obtained in the High Court against ASB Bank on 19 July 2024, where fraud was detected in the mortgage loan documents as standard mortgage loan practise being used by all of the banks. All the defendants were called to rebut point by point the following questions:

3a.  That residential loan agreements are signed by customers of the Bank of New Zealand wanting a loan however are never co-signed by a representative of Bank of New Zealand, where the Bank of New Zealand and its officers and representatives have never been able to produce a residential home loan agreement showing it was signed by both parties, where this makes the contract null and void in its entirety therefore Bank of New Zealand and its officers and representatives have committed fraud and are required by law to immediately pay back all funds and interest paid out on all residential mortgage loans since the time and issue of the loan and cancel all residential loans and mortgages in full and remove any registered interest on the titles of these properties as well as powers of attorney off the legal name titles; and

3b.  That Bank of New Zealand and its officers and representatives created funds that did not exist prior from the borrower and/or customer’s wet ink signature on the loan agreement and committed fraud, where non response from the readers and defendants confirms that Bank of New Zealand did not lend anything of substance and is therefore making fraudulent charges to customers/borrowers for repayment of any funds or interest charges; and

3c. That Bank of New Zealand and its agents and representatives did not inform the borrowers in writing exactly what property of theirs they took security over to obtain the mortgage where full disclosure is required for an agreement to be lawful and if full disclosure not provided the agreement becomes null and void; and

3d.  That Bank of New Zealand and its agents and representatives sold on the loan document with the borrower/customer’s wet ink signature onto to other party(s) without their consent or knowledge which also makes the agreement null and void; and

3e.  That Bank of New Zealand and its agents and representatives received payment in full at the time the loan(s) were granted, and therefore there was never any money owing and all charges from that time are fraudulent; and

3f.   That any time an officer or representative of the Bank of New Zealand tries to claim interest or charges from a fraudulent mortgage loan he/she is actively participating in fraud and can be charged with crimes of fraud, where the customers who were deceived now hold lawful rights of charge of one million dollars per event and per day for fraudulent activity from officers or agents of banks or corporations where the officers or agents are therefore fully liable in the private for not stopping the fraudulent charges; and

4. That according to the Bank of New Zealand Disclosure Statement for year ending 30 September 2024 page 60 it states that there were 63.142 billion dollars of residential mortgages, where these mortgages are now proven to be fraudulent and the officers were required to pay back all loans in full plus all interest charges; where the 63.142 billion dollars was added to the debt owed on day of Insolvency being 15^th day of September 2025, and all mortgages with Bank of New Zealand cancelled from this time.
5. That since insolvency the Bank of New Zealand has continued to trade recklessly and charge customers for fraudulent mortgages where their customers who have had residential mortgages cancelled are now also claimants against the Bank of New Zealand and all other listed debtors and defendants with a one million dollars charge for every fraudulent mortgage withdrawal since this time. That canstar.co.nz provided evidence that the average home loan in New Zealand is $588,558.00 which equates to 108,050 home loans held by Bank of New Zealand. The majority of home loan payments come out fortnightly where extra charge of 108.05 billion every 2 weeks has been charged to the Bank of New Zealand and its officers and their shareholders and owners and successors plus ten percent penalty weekly accruing interest until the Bank ceases to operate and trade and all customers have been paid back all fraudulent principal and interest paid.
6. That Exhibits 1-4 attached with this notice being amount owed on date of insolvency plus 2 monthly bills since of amounts owing by the Bank of New Zealand. These bills show a breakdown of extra costs and penalty charges added. The current debt owed on twenty-third day of March 2026 is four trillion, nine hundred and forty-two billion, seven hundred and ninety-three million, four hundred and twenty-four thousand, seven hundred and sixty-eight NZ dollars ($4,942,793,424,768.00NZD) where retain the lawful right to claim the debt owed in currency of choice by the Statutory Manager where BANK OF NEW ZEALAND and its officers unlawfully continuing to trade where anyone attempting to collect a fraudulent debt become commercially and criminally liable for this debt.
7. That the following crimes have been charged against the directors, officers of BANK OF NEW ZEALAND and associated corporations as well as debt collectors or agents or crown corporation agents or law firm or individuals acting on their behalf:

Criminal Charges

1. Crimes Act 1961 New Zealand (‘s’ stands for section)

• s98 – Dealing in slaves
• s115 – 116 Conspiring to bring false accusation, conspiring to defeat justice
• s174 – 175 – Threats and intimidation
• s190 – Criminal negligence / injuring by unlawful act
• s217 – 219 – Theft, including by deception and conversion
• s227 – s228 – Dishonestly taking or using documents/property
• s230 – False accounting
• s240 – s243 – Obtaining by deception or causing loss by deception
• s258 – 260 – Conspiracy to defraud; false statements

1. Mercantile Law Act 1880 / Bills of Exchange Acts (1883, 1908)

• Misuse of negotiable instruments
• Fraudulent enforcement or issuance of financial instruments

1. Cestui Que Vie Act 1666

• Fraudulent conversion under presumption of legal death

1. Universal Commercial Ten Maxims of Law

• Fraud vitiates all contracts
• No man is above the law
• He who fails to assert his rights has none

1. Secret Commissions Act 1910

• Chapters 6 – 9, 13: Unlawful inducements or hidden benefits

1. International Covenant on Civil and Political Rights (ICCPR) 1967

• Articles 3, 8, 17, 19: Equal rights, protection from arbitrary deprivation

1. Universal Declaration of Human Rights 1948

• Article 17: Right to property and due process

1. Criminal Procedure Act 2011

• Parts 1 & 2: Breach of lawful charge and fair trial procedures

1. International Crimes and Criminal Act 2000

• Sections 9 -21: Crimes against humanity and systemic deceit

1. Maritime Crimes Act

• Sections 4, 6: Unlawful jurisdictional overreach

1. Uniform Commercial Code (UCC)

• UCC 1-308, 1-207, 2-104, 1341, 1342: Fraud and reservation of rights

1. Common Law of England / Imperial Laws Application Act 1988

Section 5: Property rights and protection from arbitrary confiscation

Report prepared by

Janine of the Royal House of Walters as Crown, Commander and Chief appointed as Royal Assignor and Royal Assignee and Statutory Manager in the Crown Through Summary Judgement and No Defence

On 23^rd day of March in the year of two thousand and twenty-six