Formal Notice of Default with Commercial Lien placed against ASB BANK

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That a loan agreement with ASB Bank was signed in 2013 by me, Patrick James for a loan against the property of PATRICK JAMES FOLEY however it was never co-signed by a representative of ASB Bank and ASB Bank and its officers
and representatives have never been able to produce the loan agreement showing signed by both parties where this makes the contract null and void in its entirety therefore ASB Bank and its officers and representatives have committed fraud and are required by law to immediately pay me back all funds and interest paid since this time and cancel this loan and mortgage in full and remove any registered interest on the title of this property; and b. That ASB BANK and its agents used DOG latin and unlawful conversion of the names of PATRICK
JAMES FOLEY and JUDITH VALYA MARINA FOLEY as guarantors on the ASB loan documents with non-disclosure and non-consent, where non-disclosure, non-consent and fraud makes any contract null and void and all assumed powers of attorney and guarantees null and void; and
c. That ASB Bank and its officers and representatives created funds that did not exist prior from my wet ink signature on the loan agreement and committed fraud, where non response from the debtors confirms that ASB Bank did not lend anything of substance and is therefore making fraudulent charges to me for
repayment of any funds or interest charges; and
d. That ASB Bank and its agents and representatives did not inform me in writing exactly what property of mine they took security over to obtain the mortgage where full disclosure is required for an agreement to be lawful and if full disclosure not provided the agreement becomes null and void; and
e. That ASB Bank and its agents and representatives sold on the loan document with my wet ink signature onto to other party(s) without my consent or knowledge which also makes the agreement null and void; and
f. That ASB Bank and its agents and representatives received payment in full at the time the loan(s) were granted, and therefore there was never any money owing and all charges from that time are fraudulent; and
g. That any officer or representative of ASB Bank that tries to claim interest or charges from me or my bank account are actively participating in fraud and can be charged with crimes of fraud plus I can charge one million dollars per event of withdrawal of any funds from my bank account against each of the individuals named in this document for now being fully aware of the fraud and therefore fully liable in the private for not stopping of fraudulent charges; and
h. That all loan and interest charges from the loan totals of eight hundred and fifty eight thousand, nine hundred and fifty four dollars ($858,954) and any further interest charges are fraudulent and were cancelled , where the debtors are aware that these loan charges and any interest are fraudulent and we have the lawful right of claim off the debtors to pay off this loan in full plus compensation charges plus interest for actively participating in fraud and theft; and
i. On 25 April 2025 all powers of attorney were returned to us being Patrick James and Judith Valya Marina, and we are now the Secured Party Creditors, not the debtors; and
j. Fraud was found in the mortgage instrument 9339449.2 over Farm Property found at 74 Frame Road, Waianakarua, Oamaru 9495 comprised and described in Records of Title 665155 and 665156, where fraud nullifies all contracts and instrument and lien was formally cancelled on 16 June 2025 over all property
titles of PATRICK JAMES FOLEY and JUDITH VALYA MARINA FOLEY; and
k. That all other debtors became liable due to becoming debt collectors of a fraudulent debt which removed all immunity due to being complicit in crimes of theft, fraud and joinder and slavery; and
l. That we have the lawful right to charge compensation according to the compensation schedule in our Affidavit of Standing and Claim on the Land of Substance where the charges for unauthorised use of our copy righted trade names or obtaining or causing loss/harm by deception or Robbery/demand with intent to steal/harm are one million dollars per event or per day until remedied and one hundred and fifty million for any harm caused to us; and
m. The charges due to us the Secured Party Creditors and Claimants on fifteenth day of October 2025 is $281,981,154.35 in words being two hundred and eighty-one million, nine hundred and eighty-one thousand, one hundred and fifty-four new zealand dollars and thirty-six cents to be paid in 0.9999 gold bullion ten ounce bars or the ability to seize assets of the debtors until paid in full with ten percent per week accruing penalty interest. UCC filing number 2025-288-2928-0 dated 15 October 2025 with no lapse date