Summary Judgement in the High Court of New Zealand on 19 September 2024 and placed the Jurisdiction of Land Sea Air and Everything else under Almighty God not only for New Zealand but the World
Notice of Liability to Real Estate Companies acting as Third Party Debt Collectors of Fraudulent Debt of Insolvent Banks or Councils
Notice to Agent is Notice to Principal and Notice to Principal is Notice to Agent
27th day of August 2025
Addressed to Owners and Directors of Real Estate Companies who are involved in mortgagee sales
Catherine McGrath, in the private as well as on behalf of WESTPAC NEW ZEALAND and all other Westpac Entities
Heatha Edwards business owner of Harcourts Waipukarau Office- 2 Northumberland Street, Waipukurau 4200
Team CHB Limited, NZBN: 9429033006161, Company Number: 2065513, 127 Ruataniwha Street, Waipukurau, 4200
James Macpherson, business owner Eastern Realty (Bayleys) Waipukarau NZBN: 9429046146212, NZCO: 6288625, 26 Takapau Road, Waipukurau
From the Statutory Manager of Westpac Bank Insolvency: Janine of the House of Walters
Service and correspondence address: PO Box 9006 Greerton, Tauranga 3142
- This notifies the readers that WESTPAC NEW ZEALAND trading as Westpac Bank was made insolvent in a court of law on the 24th day of July 2025 where its current outstanding debt is 103 billion dollars, and will continue to rise in the process of discovery until they cease trading, which is now a criminal offence, due to not cooperating with the insolvency office. Fraud has been found in their mortgage documents and they are now required to pay back all loans to their customers with all mortgages cancelled.
- You are also informed that ASB BANK and ANZ BANK NEW ZEALAND have also been made insolvent for the same reasons and now Kiwibank and BNZ are under the same level of scrutiny, plus all local body councils in New Zealand are now insolvent, and have refused to inform the public of this.
- If any of your staff hold a mortgage with Westpac Bank or ASB BANK or ANZ BANK NEW ZEALAND they can contact the service address and I can act on their behalf as the Statutory Manager to claim back their mortgage.
- You are now informed that any agent or company or other organisation trying to collect a fraudulent debt becomes liable for that debt in full, and heavy penalties will apply as it is very serious taking homes off people.
- Here are the facts that have now been exposed:
5a That Westpac bank and others create a loan document but it was never signed by both parties which makes the contract null and void; and
5b. That Westpac Bank and its officers and representatives created funds that did not exist prior to the client placing their wet ink signature on the loan agreement and committed fraud and did not lend anything of substance; and
5c. That Westpac Bank and its agents and representatives do not inform clients exactly what property they take security over to obtain the mortgage where full disclosure is required for an agreement to be lawful and if full disclosure not provided the agreement becomes null and void; and
5d. That Westpac Bank and its agents and representatives sold on the loan document with the client’s wet ink signature onto to other party(s) without the consent or knowledge of the client which also makes the agreement null and void; and
5e That Westpac bank and its agents and representatives received payment in full at the time the loan(s) were granted, and therefore there was never any money owing and all charges from that time are fraudulent; and
5f. That any officer or representative or agent of Westpac Bank including real estate companies that participate in collecting of fraudulent debt are actively participating in fraud, becoming fully liable for the debt they are trying to collect, plus clients now have lawful rights to charge one million dollars per event and agents can be charged with crimes of fraud with a list of crimes being committed here:
Criminal Charges
A) Crimes Act 1961 New Zealand (‘s’ stands for section)
- s98 – Dealing in slaves
- s115,116 Conspiring to bring false accusation, conspiring to defeat justice
- s174 & s175 – Threats and intimidation
- s217–219 – Theft, including by deception and conversion
- s227 & s228 – Dishonestly taking or using documents/property, s230 – False accounting
- s240 & s243 – Obtaining by deception or causing loss by deception
- s258–260 – Conspiracy to defraud; false statements
B) Mercantile Law Act 1880 / Bills of Exchange Acts (1883, 1908)
- Misuse of negotiable instruments, Fraudulent enforcement or issuance of financial instruments
C) Cestui Que Vie Act 1666
- Fraudulent conversion under presumption of legal death
D) Universal Commercial Ten Maxims of Law
- Fraud vitiates all contracts, No man is above the law, He who fails to assert his rights has none
E) Secret Commissions Act 1910
- Chapters 6–9, 13: Unlawful inducements or hidden benefits
F) International Covenant on Civil and Political Rights (ICCPR) 1967
- Articles 3, 8, 17, 19: Equal rights, protection from arbitrary deprivation
G) Universal Declaration of Human Rights 1948
- Article 17: Right to property and due process
H) Criminal Procedure Act 2011
- Parts 1 & 2: Breach of lawful charge and fair trial procedures
I) International Crimes and Criminal Act 2000
- Sections 9–21: Crimes against humanity and systemic deceit
J) Maritime Crimes Act
- Sections 4 & 6: Unlawful jurisdictional overreach
K) Uniform Commercial Code (UCC)
- UCC 1-308, 1-207, 2-104, 1341, 1342: Fraud and reservation of rights
L) Common Law of England / Imperial Laws Application Act 1988
- Section 5: Property rights and protection from arbitrary confiscation
This is a Cease and Desist Notice of participating in third party fraudulent debt collection through mortgagee sales or acting on behalf of insolvent corporations or also become commercially and criminally liable.
From Janine of the House of Walters as Statutory Manager in the Crown and of all associated entities of WESTPAC NEW ZEALAND.