That the Bank of New Zealand and all debtors were made insolvent in a court of law on 15th day of September 2025. A commercial lien UCC filing number 2025-259-4912-7 is put in place for the amount of sixty-three billion, five hundred and ninety-three million, nine hundred and twenty thousand dollars over the Bank of New Zealand and its officers and all associated parties. This debt continues to rise ten percent per week accruing penalty interest plus one million dollars charge for every withdrawal of funds from a customer’s bank account for payment of loan principal and interest of any loan or mortgage due to all loans and mortgages now being found in a court of law to be fraudulent with criminal charges also in place.
Click here for seeing full 24 page commercial lien: filingDetail BNZ
All of the debtors have become liable for the commercial debt of the Bank of New Zealand due to fraud exposed in every mortgage and loans of the following established facts of truth:
a. That residential loan agreements are signed by customers of the Bank of New Zealand wanting a loan however are never co-signed by a representative of Bank of New Zealand, where the Bank of New Zealand and its officers and representatives have never been able to produce a residential home loan agreement showing it was signed by both parties, where this makes the contract null and void in its entirety therefore Bank of New Zealand and its officers and representatives have committed fraud and are required by law to immediately pay back all funds and interest paid out on all residential mortgage loans since the time and issue of the loan and cancel all residential loans and mortgages in full and remove any registered interest on the titles of these properties as well as powers of attorney off the legal name titles; and
b. That Bank of New Zealand and its officers and representatives created funds that did not exist prior from the borrower and/or customer’s wet ink signature on the loan agreement and committed fraud, where non defence from the defendants confirmed that Bank of New Zealand did not lend anything of substance and is therefore making fraudulent charges to customers/borrowers for repayment of any funds or interest charges; and
c. That Bank of New Zealand and its agents and representatives did not inform the borrowers in writing exactly what property of theirs they took security over to obtain the mortgage where full disclosure is required for an agreement to be lawful and if full disclosure not provided the agreement becomes null and void; and
d. That Bank of New Zealand and its agents and representatives sold on the loan document with the borrower/customer’s wet ink signature onto to other party(s) without their consent or knowledge which also makes the agreement null and void; and
e. That Bank of New Zealand and its agents and representatives received payment in full at the time the loan(s) were granted, and therefore there was never any money owing and all charges from that time are fraudulent; and
f. That any time an officer or representative of the Bank of New Zealand tries to claim interest or charges from a fraudulent mortgage loan he/she is actively participating in fraud and can be charged with crimes of fraud, where the customers who were deceived now hold lawful rights of charge of one million dollars per event and per day for fraudulent activity from officers or agents of banks or corporations where the officers or agents are therefore fully liable in the private for not stopping the fraudulent charges; and
That according to the Bank of New Zealand Disclosure Statement for year ending 30 September 2024 page 60 it states that there were 63.142 billion dollars of residential mortgages, where these mortgages are now proven to be fraudulent and the officers are required to pay back all loans in full plus all interest charges;
where the 63.142 billion dollars is added to the debt owed out to the customers who hold residential mortgages who are now also claimants against the Bank of New Zealand and all other listed debtors and defendants; and
Tara Buchanan was the first claimant to expose the fraud and she had her home unlawfully taken from her by the Bank of New Zealand with a claim due for current value of 461 million US dollars being a secured party creditor.
That the Bank of New Zealand and all debtors were made insolvent in a court of law on 15th day of September 2025, where all mortgages were cancelled due to fraud, yet they have not stopped operation and there is a one million dollars charge for every removal of funds to pay off fraudulent loans and interest. The
loan repayments are mainly fortnightly, which means that there is a two million dollars charge per month per residential loan customer added until this account is settled in full. According to size of average home loan of $588,588 there is an estimated 108,050 home loans with 108.05 billion dollars penalties being added
every two weeks that mortgage loans continue being charged for.
The commercial lien is placed over all assets of the listed debtors’ tangible and intangible, all Negotiable Instruments, Investment Securities, All Present and After Acquired Property, Documents of Title, Chattel Papers, Money, precious metals and any owned Goods to the same value and any assets that are held in trust or in a trust that sits behind the individual or corporation. These claims are made under the Jurisdiction of Almighty God where thou shall not steal or bear false witness where banking corporations are now finally being held accountable for deceit, fraud and debt slavery. With full lawful rights all assets of the debtors are lawfully transferred over into Janine and the People’s Irrevocable Trust for distribution toward all those who have been harmed by the debtors