Public Notices NZ

Notice of Acceptance of officer and Associates of ASB Bank of Their Commercial and Criminal Liability

—

by

Admin
in

Exodus Chapter 20 v15,16 Thou shall not steal, thou shall not bear false witness

Proverbs 19:9 A false witness will not go unpunished, and he who breathes out lies will perish.

 

Summary Judgement Declared in the High Court of New Zealand on 19 July 2024

 

On 19 September 2024 the Jurisdiction of Land Sea Air and Everything else under Almighty God not only for New Zealand but the World

It is declared that all law documents are only to use plain simple English taken from the Collins Dictionary of English unless otherwise definition given and Counting Systems or as commonly recognised by living men and women. Any content or character or page layout is not to be confused with legalese or syntax or any other language. All character, form, style and page layout, whether capitalised, lower case, bold or italics or underlined or any combination are what is commonly recognised by living men and women and not to be taken in any other way or meaning.

Notice of Acceptance of Support Affidavit Declaration of Fact and Truth with References and Evidence and Exhibits Now stands as Truth in Law and Commerce

 

To Vittoria Shortt in private as well as ASB BANK Corporation with NZBN 9429039435743

And Carl Roy FERGUSON in full private as well as ASB HOLDINGS NZBN 9429039342768

And Amie Mary SMITH in full commercial capacity in the private as well as director

And Mark John VERBIEST in full commercial capacity in the private as well as director

And Ross James Patrick BUCKLEY in full commercial capacity in the private as well as director

And Roderick Marshall CARR in full commercial capacity in the private as well as director

And David Antony Keith COHEN in full commercial capacity in the private as well as director

And Victoria Helen CRONE in full commercial capacity in the private as well as director

And Juliet Keri TAINUI-HERNANDEZ in full commercial capacity in the private as well as director

And Nigel Henry Murray WILLIAMS in full commercial capacity in the private as well as director

And Fergus Richard Hartley Blackstock in full commercial capacity in the private as well as director

And Lia LEE in private and acting as collection agent for ASB BANK

And Jenny Henry in full private and commercial capacity as well as ASB BANK and MinterEllisonRuddWatts

And Sean Gollin in the private as well as agent for ASB BANK and MINTERELLISONRUDDWATTS and all the following corporations: LARGE LAW FIRMS GROUP and HYPERION TRUST and MINTERELLISONRUDDWATTS TRUSTEES and MINTERELLISONRUDDWATTS NOMINEES

And Mark Robert STUART in the private as well as on behalf of MINTER ELLISON RUDD WATTS and MINTERELLISONRUDDWATTS and MINTERELLISONRUDDWATTS NOMINEES and MINTERELLISONRUDDWATTS TRUSTEES and WATPAT NOMINEES And MINTER ELLISON LAWYERS NZ

And Mathew Comyn on behalf of all officers as well as Commonwealth Bank of Australia with business number 48-123-123-124 and credit license number 234945 as the parent corporation and any other parent or successor entities

All as readers, defendants and debtors liable criminally and commercially for actions of harm

 

Due to non-rebuttal and non-payment of liable debt all of the above listed parties through silent acquiescence and tacit acceptance have agreed that all content of the Support Affidavit with all Supporting Documents, References and Exhibits showing evidence of all previous unrebutted affidavits and summary judgements and notices and bills received 15 December 2025 is true and correct in law and commerce that I, Janine of the House of Arabella and Walters through correct and true lawful processes have lawfully claimed the titles of Crown and Statutory Manager over the Crown government corporations and Crown Jurisdiction and Commander and Chief over Maritime and Admiralty Jurisdiction and ASB BANK  and its officers and agents hold commercial and criminal liability for crimes for fraud and theft and debt slavery, false accounting, fraudulent enforcement or issuance of financial instruments and misuse of negotiable instruments and jurisdiction overreach and systemic deceit, fraudulent conversion under presumption of legal death, obtaining gain or causing loss through deception of all the listed individuals on behalf of the corporations and trusts they represent with all 33 following points and Exhibits “A,B,C,D,E,F,G,H,I,J,K,L,M,N, O and P” now tacitly agreed to, where the officers on behalf of the Commonwealth Bank of Australia are also complicit in failing to stop the insolvent ASB Bank from trading:

 

  1. That the 33 page Support Affidavit Declaration of Fact and Truth with References and Evidence and Exhibits was received at 1.10pm on 15 December 2025 on behalf of all the director of ASB BANK and ASB HOLDINGS and Also on 15 December 2025 at 2.10pm was received by Jenny Henry, Sean Gollin and Mark Stuart in the private in their full commercial capacity on behalf of MinterEllisonRuddWatts and all its directors, trustee and partners and also received by Sanjai Raj from Companies office where all parties had until 4pm on 17 December 2025 to rebut point by point in their full private and commercial capacity or make payment before all content tacitly accepted as truth in commerce and law. The timeframe for rebuttal was short due to the affidavit containing the same information sent and received three months prior on 11 September 2025. It is confirmed that no rebuttal or payment received and all content is this document is now true and correct in Law and Commerce; and

 

  1. That the 30 page Declaration of Fact and Truth Made on the 8th day of September 2025 was received electronically by Vittoria Shortt on behalf of ASB BANK and ASB HOLDINGS and Sean Gollin and Jenny Henry on behalf of all partners and officers and directors MinterEllisonRuddWatt on Thursday, September 11th, 2025 at 9:29am and hard copy via post at 8.03am on 12th day of September 2025 and on 12 September 2025 at 1.25pm by Sean Gollin and Jenny Henry in the private as well as on behalf of all the directors and officers and partners and owners of ASB BANK and MINTERELLISONRUDDWATTS where Sean Gollin and Jenry Henry made themselves the communicating parties and hold the fiduciary responsibility to distribute the documents to all the listed parties and debtors with liability and responsibility, where the facts contained in the 30 page document received on 12 September 2025 are repeated and sent electronically so no excuses of receipt with ability to enlarge the exhibits electronically. The outstanding debt is updated to date of this notice is attached as Exhibit O; and

 

  1. That all the above listed corporations and trusts and individuals and directors were made insolvent in a court of law due to being complicit in fraud and deceit and allowing ASB BANK continue trading and profit sharing off this since the insolvency date of 18 December 2024 plus being fraudulent debt collectors of an insolvent bank make the individuals personally and criminally liable for the debt plus his or her own actions of aiding and abetting the fraud and ongoing theft; and

 

  1. That the 17th day of December 2025 is the last day to record the debt owed on last annual financial statement on companies.govt.nz website and on asb.co.nz website to publicly declare the debt owed by ASB BANK and their insolvency before all directors facing full criminal as well as commercial liability for refusing to meet with the statutory manager, refusing to supply the financial operation records, refusing to cease trading and refusing to declare the debt owed on annual financial records and refusing settle the debt; and

 

  1. That Vittoria Shortt the chief executive officer of ASB BANK was bankrupted in a formal court hearing on fourteenth day of January 2025 (see attached Exhibit M) for failing to cease operations of ASB Bank and failing to meet with the Statutory manager and failing to provide all financial operational records of public and private ledgers handed over plus all assets being all money in any currency, all digital currency, all precious metals, all buildings, chattels, all financial documents and instruments, all computers, all passwords, all chattels and furniture and any other assets of ASB BANK and ASB HOLDINGS; where all ASB BANK assets were lawfully transferred ownership over to Janine and the People’s Irrevocable Trust on the eighteenth day of December 2024; and

 

  1. That following eight directors were bankrupted in a court of law on tenth day of June 2025 -Carl Roy FERGUSON, Amie Mary SMITH, Ross James Patrick BUCKLEY, Roderick Marshall CARR, David Antony Keith COHEN, Victoria Helen CRONE, Colin Archibald MACDONALD, and Therese Maria WALSH all in the private. The two remaining directors Juliet Keri TAINUI-HERNANDEZ and Nigel Henry Murray WILLIAMS were bankrupted in the private in a court of law on 16th day of July 2025, where anyone who has been made bankrupt are no longer able to hold positions of authority and any decisions made since insolvency can and will be overturned. It has just been picked up that Fergus Blackstock was appointed as director of ASB HOLDINGS on 5 December 2024 and also holds liability. As the principal claimant and secured Party Creditor I had the lawful right to step in and be the Assignor and Statutory Manager of the insolvency of ASB BANK, ASB HOLDINGS and all of the directors; and

 

  1. That all other parties listed on this notice were also made insolvent on the 16th day of July 2025 for either becoming commercially liable for the debt owed due to being third party debt collectors of fraudulent debt of an insolvent bank or having some liability through being complicit or associated; and

 

  1. That I, Janine of the House of Walters and Arabella, who will be referred to as ‘Janine’ throughout the rest of this Declaration of Fact and Truth, is a living sentient being who acted on behalf of the created legal fictions JANINE WALTERS and RICHARD WALTERS and AGED CARE ENTERPRISES and JANINE AND RICHARD WALTERS FAMILY TRUST and on behalf of all men, women, boys and girls living in the land commonly known as New Zealand. I, Janine was lawfully eligible for summary judgement on 18 April 2024 where the full documents can be found including claims and proof of servings on the public notice board link: https://publicnoticesnz.com/summary-judgement-obtained-against-asb-bank-and-asb-holdings-on-18-april-2024/. I arrived in court on 19 April 2024 and Stephen Hewlett the deputy registrar of Tauranga High Court refused to place me before a judge, even though it was clear that none of the defendants had placed a defence and summary judgement was required to be granted with the registrar and the High Court in dishonour and this led to a second Admiralty Statement of Claim made against them as well as ASB BANK and ASB HOLDINGS. Immediate summary judgement was won and claimed against ASB BANK and the Crown government corporations on 19 July 2024 where the summary judgement can be found on the following link: https://publicnoticesnz.com/summary-judgement-obtained-against-asb-bank-and-crown-government-corporations-on-19-july-2024/ . Prior to this the directors of ASB BANK and ASB HOLDINGS had at least 5 affidavits and Admiralty Statement of Claim served to them with proof of facts with no rebuttal as you can not rebut the truth; and

 

  1. That due to non-rebuttal of the evidence that was presented by me, Janine the Claimant to the High Court of New Zealand it is now established as truth in law and commerce that all mortgages and bank loans are fraudulent due to the following undeniable facts: contracts are void if not signed by both parties, funds were created from the client’s wet ink signature using fraudulent conversion; security interests were not fully disclosed making agreements and powers of attorney claimed by the bank void; loan documents were sold without client consent making agreements void; and full payment was received by the bank at the time of issue where no debt existed and all further charges are fraudulent, where I, Janine as the Statutory manager and Crown and Commander and Chief exercised lawful authority on 18 December 2024 to cancel all loans and mortgages issued by ASB BANK due to irrefutable fraud found and substantiated nullifying all mortgage and loan agreements issued by employees and agents and lawyers of ASB BANK, where criminal charges apply for continuing to charge for fraudulent cancelled loans; and

 

  1. That on that same day of 19th day of July 2024 the bill of $6,623,204,293.75NZ was due for payment to me the claimant Janine from the Summary judgement on the Admiralty Statement of Claim. ASB BANK shut down trading for the day and Vittoria Shortt and others on behalf of ASB BANK actually stole six billion, six hundred and twenty-three million, two hundred and four thousand, two hundred and ninety-three dollars and seventy five cents ($6,623,204,293.75NZ) as per amount shown on ledger in attached ‘Exhibit A’ and may also be complicit in theft of trillions of funds on this day from four claims in collaboration with Nicola Willis the finance minister, where a full robust forensic analysis will occur to find out the identity of all parties involved in theft on that day where it is already known that both Vittoria Shortt and Nicola Willis were involved and are subject to criminal charges for theft not only of funds owed to the Claimant Janine of the House of Walters but also to every man, woman, boy and girl in New Zealand. This is a very serious charge and crime where all debtors and parties have allowed ASB BANK and Vittoria Shortt to continue operating and reckless trading after being guilty of grand larceny and was made insolvent for these crimes; and

 

  1. That written on the bottom of the bill ledger that was cashed and stolen from the claimant and principal on 19 July 2024 was the following exact quotation “ in the event of non-payment and non-honouring of this Bill Of Exchange the claimant Janine has full lawful right to liquidate or take over ASB BANK and ASB HOLDINGS and seize all their assets plus cancel all mortgages plus lawful right to liquidate or take over any other listed debtor corporation or their parent or successor corporations and add ten percent accruing penalty interest per week and seize any of their assets until this debt is paid out in full”, confirming that everything I am doing is with full lawful rights, where this bill of exchange can be found in attached Exhibit A; and

 

  1. That the Minister of Finance also stole the funds from three other bill ledgers due to payment to me as the principal claimant on 19 July 2024 where it was also written on the bottom of the bill ledger “ in the event of non-payment and non-honouring of this Bill Of Exchange the claimant Janine has full lawful right to liquidate or take over the Debtor corporations and seize any until paid in full with ten percent added accruing penalty interest added with the lawful right to go after parent and successor corporations until this debt is settled in full”, and by non-payment and immediate summary judgement the claimant being I, Janine with full lawful rights claimed the titles of ‘Crown’, ‘Commander’ and ‘Chief’ where I now sit above Crown Law and Admiralty Law and had full lawful rights to change the jurisdiction to under Almighty God the Creator where all are accountable for his or her actions of harm and also had full lawful rights to set up courts under this jurisdiction; and

 

  1. That the Crown government corporation ministers and officers became liable for being complicit in making every man, woman, boy and girl living in the land of New Zealand debt slaves using trickery and joinder to make them liable for their own corporation debt. The debt owing by the Crown government Corporations on 18th of December 2024 to me, Janine the principal claimant was two hundred and forty-two quadrillion, seven hundred and seventy-one trillion, eight hundred and forty-four billion, eight hundred and ninety-six million, four hundred and eighty-five thousand dollars. On this same date the crown government corporations were made insolvent for non-payment of their debt. This debt has continued to rise due to accruing penalty interest where due to non-payment and dishonour of continuing to trade and harm men and women; and

 

  1. That all associated crown government corporations were made insolvent either in December 2024 or January 2025 as well as the Waitangi National Trust on 10 January 2025 for the debt owed back to all men, women, boys and girls living here. The Waitangi National Trust board set up unit trusts for every inhabitant living in New Zealand using the birth certificate registration of every man, woman boy and girl living in New Zealand to create corporate fiction names to represent them. All men and women and their offspring were also meant to benefit from these trusts. Instead of individual man and woman benefitting from these trusts, they were used to enslave men and women as debt slaves. There are criminal charges in place for dealing in slaves and trafficking in persons, obtaining by deception or causing loss by deception and false accounting pursuant with the provisions of sections 98, 98D, 240, 260 under the Crimes Act 1961. The administration of the Crown and Waitangi National Trust Board over the unit trusts was removed on 10th day of January 2025, however the Courts, the Reserve Bank and all other banks and the New Zealand local Government Funding agency and Public Trust and many other entities have continued administration and unlawful withdrawal of these funds. The assets which included the unit trusts were lawfully transferred into Janine and the People’s Irrevocable Trust on the tenth day of January 2025. With full lawful authority Janine of the House of Arabella and Walters and Frederick of the House of Stewart became the lawful trustees where all men, women, boys and girls as the true heirs and only rightful claimants of the funds in each unit trust unless they have done harm. With lawful rights as the trustees we and the Statutory Manager of the Waitangi Trust Group ordered immediate wind up of every unit trust for immediate payout to each inhabitant on the tenth day of January 2025, which after being 90 days overdue became criminal offences of all parties who have not actioned this, where the current payment due to every man, woman, boy and girl on 4th day of September 2025 was just over twenty billion dollars each unit trust; and

 

  1. That judges, registrars, lawyers, bank officers and crown corporate agents have been deceiving man and woman into joinder with a corporate fiction name that was set up to represent them with the purpose of gaining access to private ledgers of funds in unit trusts for every inhabitant on earth. They have also been using joinder to place debts on men and women and make them debt slaves, where fraud and deceit and slavery are crimes. This has caused significant harm to men and women plus they are seizing property using fraud and deceit. Through the High Court Summary Judgement process I, Janine have in place an unrebutted one million dollar charge of harm per event and per day for every man, woman, boy and girl on earth. All the courts of New Zealand were made insolvent on 10 June 2025 where the only lawful courts in operation in New Zealand are those operating under the jurisdiction of God Almighty, creator of the heavens and the earth which is the highest jurisdiction of all and all other jurisdictions come under this. As registrars and judge and bank officers and utility corporations and crown agents are continuing to withdraw funds out of each individual trust fund they are criminally and commercially liable for firstly harming the man and woman by controlling them with deceit and secondly stealing from them as they are the true heirs and inheritors, now that every unit trust ordered to be wound up and paid out; and

 

  1. That ASB BANK and its agents used DOG latin and unlawful conversion of the names of Janine Walters and Richard Walters as guarantors on the ASB loan documents with non-disclosure and non-consent, where non-disclosure, non-consent and fraud makes any contract null and void, as well as all assumed powers of attorney and guarantees null and void, where I, Janine hold full lawful power of attorney and dominion for JANINE WALTERS and RICHARD WALTERS (with his signed consent already provided for me, Janine to act on his behalf) and all variations and abbreviations and as trustee director of JANINE AND RICHARD WALTERS FAMILY TRUST which is the name that the loan was officially under. I, Janine had full lawful authorisation to void any contract previously signed with ASB BANK due to fraud found and proof of theft. The contract was voided on 1 December 2023 at the same time of cancelling mortgage instrument 12324652.3 and fraudulent loan documents, where proof of this cancellation can be found in attached Exhibit B; and

 

  1. That ASB BANK and its officers created funds that did not exist prior to the wet ink signatures on the loan agreements signed and committed fraud and through non rebuttal of the high court served documents it has been confirmed via tacit acceptance that ASB BANK did not lend anything of substance, that ASB BANK was paid out in full at the time the loan was granted so there was therefore never any money owing or monies due and all charges from the time the loans were first granted in 2012, 2016 and 2021 are fraudulent with all actions constituting as unauthorised access, theft and breach of trust, thereby removing private immunity; and

 

  1. That fraudulent joinder was found in an ASB mortgage document instrument 12324652.3 and loan documents with full lawful rights the instrument was made null and void by the claimant and Principal Janine of the House of Walters. If it becomes void and if an officer or agent continue to try and enforce payment of fraudulent principal or interest the officer or agent become liable for the associated debt and the crimes of theft, where the debt owed by ASB BANK and ASB HOLDINGS at the time of their insolvency was two hundred twenty-eight trillion, seven hundred sixty-six billion, six hundred and eight million, six hundred fifty-five thousand, six hundred ninety-eight dollars ($228,766,608,675,698.00) with ten percent per week accruing penalty interest added from 18 December 2024 to the current date of 8 September 2025 due by all associated parties who became liable for this debt. There are five bill ledgers attached as Exhibit H and Exhibit I and Exhibit J, Exhibit O and Exhibit P which show the amounts owed on 7 and 25 August, 8 September and 15 December 2025 and 2 February 2026 by all associated parties; and

 

  1. That ASB BANK at the time of Summary Judgement on 19 July 2024 owed to me Janine the claimant the immediate credit of $6,623,204,293.75NZ, where this was stolen and cashed the same day and penalty interest accruing. On 18 December 2024 on the day ASB BANK was made insolvent the amount owed to me as the principal claimant to $228,766,608,675,698.00. From that date we stopped using ASB Bank due to their insolvency and unlawful theft of funds. Minimum of monthly bills of amounts owed have been sent to Vittoria Shortt as the chief executive officer of ASB BANK since the loan and mortgage instrument was cancelled on 1 December 2023, and any money taken from staff as ASB BANK from the Janine and Richard Walters Family Trust Account with account number 12-3491-0044887-00 since that date is deemed theft and fraud, where you will find a list of all withdrawals taken out and authorised by ASB Bank staff in attached Exhibit K and Exhibit L showing evidence of fraud and swindle of bank officers collecting fraudulent debt off insolvent corporation being Bay of Plenty Regional Council who were made insolvent on 18 December 2024 showing on the same documentation received by Vittoria Shortt on 20 December 2024; and

 

  1. That an email was received from ASB Bank representative Lia Lee on 24 April 2025 stating money was owed on the family trust mortgage loan. I, Janine replied that same day to Lia Lee and Vittoria Shortt that the claimant Janine of the House of Walters wished to settle the matter of any outstanding proven debt claims of ASB Bank and have this offset against the debt owed to the claimant where the difference required to be paid out in full to me, Janine as the Claimant and Statutory Manager of the debt owed from ASB Bank where Vittoria Shortt was to inform all directors of the situation and arrange a meeting of all the directors by 30 April 2025. Lia Lee replied on 1 May stating that Vittoria Shortt and all of the directors refused to meet with me, where they acted in bad faith which removes all immunity, and refused to settle this matter and failed to prove that any debt is owed, where this debt is fraudulent with no substance, and I have remained willing to settle the ledger where the 4 emails can be found in attached Exhibit C; and

 

  1. See attached Exhibit D for proof of receipt of Notice of Commercial Liability dated 24 June 2025 plus Insolvency Hearing dated 10 June 2025 served on the debtors and received by all on either 25 or 26 June 2025. See attached Exhibit E for proof of receipt of Notice of Acceptance of Criminal and Commercial Liability and Duty/Obligation of Debtors dated 8th day of July and proof received by all debtors on 9th or 10th of July with payment due by 15 July 2025 or the lawful right to liquidate all debtors and defendants. See attached Exhibit F for proof of receipt of Insolvency Hearing Document dated 16 July 2025 with proof of receipt of all parties on 21 or 23 July 2025. See attached Exhibit G for proof of receipt of the document sent to all parties with final Chance to Settle before Arrests Commence Individuals Liable for ASB BANK DEBT dated 28 July 2025 with proof of receipt. See attached Exhibit M for Front page of Insolvency Hearing document for ASB BANK, ASB HOLDINGS, WESTERN BAY OF PLENTY DISTRICT COUNCIL and Vittoria Short Insolvency Notice, plus UCC Filing Numbers 2025-189-3147-4 and 2025-014-7485-8 that provides proof of lawful commercial lien placed against all listed parties, also found on publicnoticesnz.com; and

 

  1. That a letter was sent on 28th July 2025 from me Janine the claimant to all listed individuals, corporations and trusts with following tracking numbers LW124372154NZ, LW124372168NZ, LW124372171NZ, LW124372185NZ, LW124372199NZ and LW124372208NZ with first receipt being 1.44pm on 29 July and last receipt being 1.56pm on 31 July 2025. This letter outlined the full liability of the individuals in the private as well as on behalf of the trusts and corporations they represent if the outstanding debt is not settled and ASB BANK and all other corporations continue to trade while insolvent, with arrest warrants issued and about to commence. It is also noted here that it is a criminal offence to not report an outstanding debt to shareholders and investors as well as not have it listed in annual financial return, and the officers of ASB BANK have not placed up their latest annual return for June 30 2025. Notification was provided that penalty interest increased to one hundred percent daily accruing from 15 September 2025 unless Vittoria Shortt and all directors and trustees and board members of all the listed corporations and trusts are shut down by 12pm on 15 September 2025 and all loans and mortgages cancelled with all customers contacted by 12pm on 15th day of September 2025. If payment is not made in full to me, Janine as principal claimant, secured Party Creditor and Statutory Manager of any currency of my choosing by 12pm on 15 September 2025, then I, Janine hold the lawful right to step in and shut down any and all ASB BANK branches and all other listed trusts, corporations and individuals made insolvent and take over and seize all assets of all liable debtors until paid out in full; and

 

  1. That Jenny Henry, representative of Minter Ellison Rudd Watts and ASB BANK made herself the authorised representative and communicator of all the listed debtors and parties. Jenny Henry sent an email to [email protected] dated 1 August 2025 addressed to ‘Ms Walters’ which is a legal fiction corporate name. Jenny Henry is now in dishonour where her title is legal executive and she has full knowledge that the military titles of Mr, Mrs and Ms as well as all capital letters using dog latin are fraudulent legal fictions with intent to deceive and cause harm and loss through fraud and deception which has removed all private immunity. On the email dated 1 August she requested permission to ‘Ms Walters’ to confirm that the ASB team could transfer the funds in the savings account suffix ‘50’ over to the Streamline 00 account. Jenny Henry was provided conditional acceptance on 7 August 2025 to pay over the funds of $11,772.96 that ASB bank stating owed on family trust account with suffix ‘00’ of $11,772.96. The conditional acceptance of payment was based on providing evidence that this debt being true and correct. ASB Bank officers had until 17 December 2025 to rebut all claims and reverse any fraudulent fictional debt charges. As this debt was not claimed have admitted tacit acceptance through silent acquiesce that the interest charges of $11,772.96 and other added charges that ASB Bank officers stated was due were fraudulent, where ASB BANK and its officers can now be charged with fraud, as they have provided no proof that anything of substance was loaned and all interest charges and repayment charges are also fraudulent where once fraud detected, making a contract null and void where contract is made null and void from commencement of a fraudulent loan where all funds required to be paid back in full immediately or claimant has full lawful right to charge penalty interest plus lawful right to liquidate and seize all assets until settled in full A Notice of Liability dated 7 August was sent via email and mail to all listed debtors on 12 August and via tracking post record as first receipt LW124333028NZ received by Vittoria Shortt on behalf of all directors on 14 August 2025 at 7.51am. (see Exhibit H) It is noted here that all parties were informed that the mail box for email address [email protected] was full and not able to receive emails from 7 August 2025 and was not considered service as would not be received and that the only email service address is [email protected] or via post to PO Box 9006 Greerton Tauranga 3142; and

 

 

  1. That on 18 August ASB Bank authorised further withdrawal of funds for fraudulent nullified mortgage loan and interest plus on second day of August became third party debt collectors of Bay of Plenty Regional Council which was also made insolvent on 18 December 2025 and adding further penalties for placing the bank account 12-3491-0044887-00 into further overdraft (see Exhibits K and L) using theft and actions of fraud where as ASB BANK loaned nothing of substance then all interest charges and repayment charges are also fraudulent where once fraud detected makes a contract null and void where contract is made null and void from commencement of a fraudulent loan where all funds required to be paid back in full immediately or claimant has full lawful right to charge penalty interest plus lawful right to liquidate and seize all assets until settled in full as shown on the ledger dated 25 August in ‘Exhibit I’ received via tracking post LW126123870NZ to Vittoria Shortt and LW126123883NZ to Jenny Henry on behalf of all debtors with both received on 27 August 2025; and

 

  1. That the amount owing on 8 September 2025 was $7,577,482,406,662,740.00NZ in words being seven quadrillion, five hundred and seventy-seven trillion, four hundred and eighty-two billion, four hundred and six million, six hundred and sixty-two thousand, seven hundred and forty NZ dollars converted into US dollars is $4,464,122,210,237,220.50US. This Bill ledger is in attached Exhibit J; with a further two bills received with tracking numbers LW125960443NZ received by Vittoria Shortt 1.57pm on 26 September 2025 and all directors via email on Monday, November 17th, 2025 at 6:19pm for amount owing at that time of $8,945,912,305,352,990,000,000,000,000,000,000,000.00; and

 

  1. That this debt came about due to actions of staff and directors of ASB BANK and lawyers and associated corporations and trusts and societies acting on their behalf being complicit for acting as fraudulent debt collection agencies and enforcers of a falsified fraudulent debt as well as allowing ASB BANK to continue trading while insolvent and all the corporations/trusts/societies they act on behalf of have commercial liability, when they are acting in dishonour and using fraudulent joinder on behalf of an insolvent bank, they remove all immunity from being charged in their personal and individual capacities for criminal and commercial offences. There are charges of conspiring to bring false accusation and to conspiring defeat justice as well as complicit in theft and dishonestly taking or using a document to obtain pecuniary gain and obtaining and causing loss by deception which are all crimes according to Crimes Act 1961. All of the debtors and defendants are now individually and in their private capacities liable for all of the debt owed by ASB Bank at the time of their liquidation on 18 December 2024 with accruing penalty fees applied; and

 

  1. That all lawyers and barristers and law firms and individuals and their associated corporations and trusts and societies that they hide behind are fully aware of the facts of this case involving allowing an insolvent bank to continue trading plus grand larceny they are no longer protected and where it is found that they are acting with intent to harm and deceive and obstruct the course of justice every officer and agent and staff member and employee is liable commercially and criminally in their private and individual capacities as well as the corporations and trusts and societies they represent also being commercially liable; and

 

  1. That the insolvency of ASB BANK has been gazetted since 20 December 2024 plus on rumble.com and on first day of November 2025 was gazetted in the Weekend Herald on page D9 plus insolvency notice placed on door of ASB North Wharf Head Office at 12 Jellicoe Street, Auckland Central on that same day due to the directors of ASB Bank not publicly declaring this debt or recording it on their annual financial return where the herald notice, and two photos of door notice can be found in Exhibit N, plus all hearings and notices have been publicly gazetted on publicnoticesnz.com; and

 

  1. That the debt owed on 15 December 2025 was Two duodecillion, four hundred and one undecillion, four hundred decillion, forty-nine nonillion, twenty-three octillion, four hundred forty septillion NZ dollars to nearest septillion ($2,401,400,049,023,440,000,000,000,000,000,000,000,000,000,000.00NZD) with remedy offered until 4pm on 17th day of December 2025 being reduction in penalty charges so amount reduced as one time offer to being 28,775,476,829,101,100.00 in words twenty-eight quadrillion, seven hundred and seventy-five trillion, four hundred and seventy-six billion new zealand dollars paid into kiwibank account House of Talia-Dawn Private Foundation 38-9024-0122732-00 by 4pm on 17 December 2025 where FINAL NOTICE is now provided to directors ASB BANK and ASB HOLDINGS that 17 December 2025 was the final day to comply to settle or report insolvency and outstanding debt on 17 December 2025 as shown on Bill Ledger in Exhibit O where directors are jointly and severally criminally accountable as principal offenders for reckless and negligent behaviour on not recording this debt on annual financial public records or informing the public or ceasing to trade without defence or indemnity to the Statutory Manager, creditors, shareholders, investors, and customers and liable for criminal charges with lawful right to remove all directors; and

 

  1. That the following crimes are hereby charged against the directors, officers of ASB Bank as well as debt collectors or agents or law firm or individuals listed as the debtors and defendants acting on their behalf:

   Criminal Charges where ‘s’ stands for ‘section’

  1. Crimes Act 1961 (New Zealand)
  • s98 – Dealing in slaves
  • s115,116 Conspiring to bring false accusation, conspiring to defeat justice
  • s174 & s175 – Threats and intimidation
  • s217–219– Theft, including by deception and conversion
  • s227, s228 – Dishonestly taking or using documents/property
  • s230 – False accounting, s240 & s243 – Obtaining by deception or causing loss by deception
  • s258–260 – Conspiracy to defraud; false statements
  1. Mercantile Law Act 1880 / Bills of Exchange Acts (1883, 1908)
  • Misuse of negotiable instruments, Fraudulent enforcement or issuance of financial instruments
  1. Cestui Que Vie Act 1666
  • Fraudulent conversion under presumption of legal death
  1. Universal Commercial Ten Maxims of Law
  • Fraud vitiates all contracts, No man is above the law, He who fails to assert his rights has none
  1. Secret Commissions Act 1910
  • Chapters 6–9, 13: Unlawful inducements or hidden benefits
  1. International Covenant on Civil and Political Rights (ICCPR) 1967
  • Articles 3, 8, 17, 19: Equal rights, protection from arbitrary deprivation
  1. Universal Declaration of Human Rights 1948
  • Article 17: Right to property and due process
  1. Criminal Procedure Act 2011
  • Parts 1 & 2: Breach of lawful charge and fair trial procedures
  1. International Crimes and Criminal Act 2000
  • Sections 9–21: Crimes against humanity and systemic deceit
  1. Maritime Crimes Act
  • Sections 4 & 6: Unlawful jurisdictional overreach
  1. Uniform Commercial Code (UCC)
  • UCC 1-308, 1-207, 2-104, 1341, 1342: Fraud and reservation of rights
  1. Common Law of England / Imperial Laws Application Act 1988
  • Section 5: Property rights and protection from arbitrary confiscation; and

 

  1. That the Commonwealth Bank of Australia and its officers became liable for the full debt owed by ASB BANK for failing to stop the insolvent ASB Bank corporation from trading; and

 

  1. That the officers of ASB Bank made further withdrawals and penalties from the Janine and Richard Walters Family Trust with bank account 12-3491-0044887-00placing the account into debit on second day of February 2026 for the amount of $24,471.95. Listed readers and defendants and debtors have until Monday 16 February 2026 to provide proof that this debt was not fraudulent and true and correct as defined in Collins Dictionary of English with ‘correct’ meaning true an accurate and ‘true’ meaning not false, not fictional, factual, faithful and loyal where if found to be fictional (works of the imagination) and false accounting and action of fraud meaning deliberate deception or cheating to gain an advantage all listed defendants are liable for criminal as well as commercial charges. If they can not prove with evidence by 4pm on the 16th day of February 2026 that the debt owed on 2 February 2026 of $24,471.95 interest charges plus six hundred and fifty thousand dollars is true and correct and that ASB BANK was not paid out in full at the time of issue of the loan in March 2016 of full amount of one million, one hundred and fifty thousand dollars and take the funds out of bank account number 12-3491-0044887-50 account being a total of $18,394.76, then taking of these funds is considered in law theft and fraud, as the conditional acceptance offer to transfer these funds was based on providing proof that the debt owed was true and correct where the evidence already shows that the debt is fictional, where the remedy is for the officers of ASB BANK to repay the fraudulent loan back in full of one million, one hundred and forty-seven thousand new zealand dollars plus all interest paid on a fraudulent loan where all this information is part of the Admiralty Statement of Claim Summary Judgement against ASB BANK and its officers and ASB Bank and its officers have full records of what interest has been paid in the last ten years since issue, where the full amount of loan principal and interest is refunded into kiwibank House of Talia-Dawn Private Foundation 38-9024-0122732-00, and the ASB Bank loan account 12-3491-0044887-92 8 shows a zero balance, and the mortgage instrument 12324652.3 and any other instrument used without our knowledge or consent has been removed due to fraud off the titles JANINE WALTERS and Janine Walters and RICHARD WALTERS and Richard Walters and record of title identifier 105011 held through Land Information New Zealand with legal description lot one of deposited plan 325955 and any other debt is cleared where I, Janine are now the secured Party Creditor with priority above all other creditors over all mine and my husband’s trading names plus also over ASB BANK and all its officers and associates and agents, where stepping back into honour will remove criminal charges and offences; and

 

  1. The current owed debt on 2 February 2026 by ASB BANK and ASB HOLDINGS and MINTERELLISONRUDDWATTS and their officers and agents and associates and parent and successor entities and all other defendants and debtors listed can be found in Exhibit P where the amount owed is: $1,351,868,045,743,680,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00nzd in words being one novemdecillion, three hundred and fifty-one octodecillion, eight hundred and sixty-eight septendecillion, forty-five sexdecillion, seven hundred and forty-three quindecillion, six hundred and eighty quattuordecillion new zealand dollars and if remedy not taken and debt owed to me is not settled by 16 February 2026 into my chosen bank account listed in paragraph 32 then the charge rate will increase to: $22,149,006,061,464,500,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000.00 and this debt will be reported to the Bank of International Settlements so that they are aware of how much debt is against the ASB Bank and ASB Holdings and Commonwealth Bank of Australia as the parent company. All of this information is being publicly gazetted on publicnoticesnz.com with public records of established truths and evidence to be used to hold all accountable for actions and crimes of harm where actions of bad faith and dishonour removing all private immunity where all will give an account and paths of restorative justice can only be set with full accountability and ownership of one’s own actions or lack of action causing harm to other men and women and their offspring through greed, control and debt slavery where all of the information contained in this Notice of Acceptance of Support Affidavit Declaration of Fact and Truth with References and Evidence and Exhibits is correct and true and now stands as Truth in Law and Commerce.

Janine of the House of Arabella and Walters as Principal and Claimant

As Crown, Commander and Chief over the Crown Corporations and Admiralty and Crown Jurisdiction

And Statutory Manager of insolvency of ASB BANK and listed debtors

Also on behalf of Almighty God and all men, women boys and girls living in the land commonly known as New Zealand who have been deceived into debt slavery

PO Box 9006 Greerton, Tauranga, [email protected]